About Prosperity

Lend local. Prosper local.

Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.

When you choose Prosperity Home Mortgage as your lender, you’ll benefit from our:

  • Competitive rates and fees
  • Our Mortgage Consultants with extensive knowledge of your local market
  • Knowledge and expertise on available mortgage products
  • Prompt and thorough communication
  • Dedication to exceptional customer service for your unique needs from start to finish

Local lender, extraordinary customer service:

  • Local mortgage consultants - located in over 700 branches across the United States, we understand your local market and have strong relationships with local real estate agents and builders.
  • Local processing and underwriting - experienced, well-staffed, and located in 11 regional offices for loan processing, underwriting and closing. Our staff is trained to contribute to a positive customer experience with a goal of having closing documents to settlement at least 48 hours prior to closing.
  • Local senior leadership - all escalations for loan issues are made locally, and our managers are always available to help solve problems that arise during the loan process.

By the numbers:

>
500
mortgage consultants
50
jurisdictions

Where we lend

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin and Wyoming.

Local lender, extraordinary customer service:

  • Prosperity Home Mortgage, LLC began in 2006 in the Carolinas and has expanded its operations across the country.
  • Ranked as one of the best mortgage companies in the nation by Mortgage Executive Magazine eight years in a row. This publication spotlights the country’s leading lenders, and Prosperity earned a position in the top 50 of it’s annual list of “Top 100 Mortgage Companies in America 2021”.
  • Recognized as one of the Top mortgage companies in the country by Scotsman Guide for the seventh year in a row in 2020.

Our family of brands:

Prosperity Home Mortgage, LLC (PHM), is a full service mortgage banker specializing in residential and refinance loans. PHM operates in 49 jurisdictions and has a team of over 500 local Mortgage Consultants to work closely with you throughout the financing process, helping provide valuable information so you can make informed decisions on your journey to home ownership.
Prosperity Home Mortgage, LLC (PHM), is a full service mortgage banker specializing in residential and refinance loans ...
Prosperity Home Mortgage, LLC (PHM), is a full service mortgage banker specializing in residential and refinance loans. PHM operates in 49 jurisdictions and has a team of over 500 local Mortgage Consultants to work closely with you throughout the financing process, helping provide valuable information so you can make informed decisions on your journey to home ownership.
The Edina Realty Mortgage (ERM) brand is a mortgage industry leader serving home buyers in Minnesota and Wisconsin. At ERM, you can choose from wide range of home financing options including conventional conforming, fixed rate and adjustable rate, FHA and VA loans, jumbo financing, investment property financing, refinancing and renovation loans. Our mission is to provide credit-worthy customers ...
The Edina Realty Mortgage (ERM) brand is a mortgage industry leader serving home buyers in Minnesota and Wisconsin ...
The Edina Realty Mortgage (ERM) brand is a mortgage industry leader serving home buyers in Minnesota and Wisconsin. At ERM, you can choose from wide range of home financing options including conventional conforming, fixed rate and adjustable rate, FHA and VA loans, jumbo financing, investment property financing, refinancing and renovation loans. Our mission is to provide credit-worthy customers with competitively priced residential mortgage financing.
HomeServices Lending, LLC, operates independently as a full-service mortgage banker specializing in residential and refinance loans in Iowa and Nebraska. Finding a mortgage to help fit your needs can make all the difference when deciding to buy or refinance your home. HomeServices Lending, LLC offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal ...
HomeServices Lending, LLC, operates independently as a full-service mortgage banker specializing in residential and ...
HomeServices Lending, LLC, operates independently as a full-service mortgage banker specializing in residential and refinance loans in Iowa and Nebraska. Finding a mortgage to help fit your needs can make all the difference when deciding to buy or refinance your home. HomeServices Lending, LLC offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing. NMLS ID# 490683.
Prosperity Home Mortgage, LLC (PHM), is a full service mortgage banker specializing in residential and refinance loans. PHM operates in 48 jurisdictions and has a team of over 500 local Mortgage Consultants to work closely with you throughout the financing process, helping provide valuable information so you can make informed decisions on your journey to home ownership.
Prosperity Home Mortgage, LLC (PHM), is a full service mortgage banker specializing in residential and refinance loans ...
The Edina Realty Mortgage (ERM) brand is a mortgage industry leader serving home buyers in Minnesota and Wisconsin. At ERM, you can choose from wide range of home financing options including conventional conforming, fixed rate and adjustable rate, FHA and VA loans, jumbo financing, investment property financing, refinancing and renovation loans. Our mission is to provide credit-worthy customers with competitively priced residential mortgage financing.
The Edina Realty Mortgage (ERM) brand is a mortgage industry leader serving home buyers in Minnesota and Wisconsin ...
The FM Lending Services (FM) brand is a full service mortgage banker in North Carolina. FM offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA) and Veterans Affairs (VA) loans, USDA loans, new construction loans and renovation financing, and is consistently awarded the highest rankings by the North Carolina Housing Finance Agency and USDA. We have built a strong reputation in the Carolinas for service, on time closings and professionalism. We pride ourselves on serving the lending needs of real estate professionals and their clients.
The Edina Realty Mortgage (ERM) brand is a mortgage industry leader serving home buyers in Minnesota and Wisconsin ...
The DFW Texas Mortgage (DFW) brand is a mortgage industry leader serving home buyers in Dallas, TX. At DFW, you can choose from wide range of home financing options including conventional conforming, fixed rate and adjustable rate, FHA and VA loans, jumbo financing, investment property financing, refinancing and renovation loans. Our mission is to provide credit-worthy customers with competitively priced residential mortgage financing.
The DFW Texas Mortgage (DFW) brand is a mortgage industry leader serving home buyers in Dallas, TX. At DFW, you can choose ...
HomeServices Lending, LLC, operates independently as a full-service mortgage banker specializing in residential and refinance loans in Iowa and Nebraska. Finding a mortgage to help fit your needs can make all the difference when deciding to buy or refinance your home. HomeServices Lending, LLC offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing. NMLS ID# 490683.
HomeServices Lending, LLC, operates independently as a full-service mortgage banker specializing in residential and ...