About Prosperity
Lend local. Prosper local.
Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
When you choose Prosperity Home Mortgage as your lender, you’ll benefit from our:
- Competitive rates and fees
- Our Mortgage Consultants with extensive knowledge of your local market
- Knowledge and expertise on available mortgage products
- Prompt and thorough communication
- Dedication to exceptional customer service for your unique needs from start to finish
Local lender, extraordinary customer service:
- Local mortgage consultants - located in over 700 branches across the United States, we understand your local market and have strong relationships with local real estate agents and builders.
- Local processing and underwriting - experienced, well-staffed, and located in 11 regional offices for loan processing, underwriting and closing. Our staff is trained to contribute to a positive customer experience with a goal of having closing documents to settlement at least 48 hours prior to closing.
- Local senior leadership - all escalations for loan issues are made locally, and our managers are always available to help solve problems that arise during the loan process.
By the numbers:
Where we lend
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin and Wyoming.
Local lender, extraordinary customer service:
- Prosperity Home Mortgage, LLC began in 2006 in the Carolinas and has expanded its operations across the country.
- Ranked as one of the best mortgage companies in the nation by Mortgage Executive Magazine eight years in a row. This publication spotlights the country’s leading lenders, and Prosperity earned a position in the top 50 of it’s annual list of “Top 100 Mortgage Companies in America 2021”.
- Recognized as one of the Top mortgage companies in the country by Scotsman Guide for the seventh year in a row in 2020.